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GUIDE TO BUYING
Below is our jargon free time line guide to the different steps you will encounter during a purchase.
Whether you have bought and sold before or it is your first time a successful sale can be a bit of a minefield. We at Century Residential will always be on hand to help in any way possible and use our experience to assist you from the valuation to legal completion to make the process as simple and straight forward for you. For more information on buying a property please contact us today.
We would advise that you arrange to market your property for sale before you start your search for your new home. Most sellers are reluctant to accept any offers if the buyer has a home for sale that is not yet on the market. Please contact a member of our team if you have a property that you would like us to value.
An independent financial advisor will be best placed to advise you on how much you will be able to afford. We would always recommend an independent advisor as they will be able to offer different mortgage products from various lenders.
We would recommend that you leave your details along with your search criteria with a member of our team. This will ensure that you are notified about our new properties before they are marketed.
Viewings can often be over before you know it, so it is essential that you know what you’re looking for before you arrive and ensure that you rememberer everything after you leave. We would also suggest that you take a camera and tape measure to every property that
Once you have found the property of your dreams, the next step is to make an offer. It is important to consider a variety of factors when choosing your price level in order to achieve the right deal for you. Take a step back to logically look at all the things that matter before making your offer.
Once an offer has been accepted, subject to contract, you should think about getting a survey conducted on the property. The survey acts as a kind of health check on the property you are buying and will inform you of any major problems or defects that lie within the structure of the building itself, which could be problematic or expensive to rectify.
The legal process in buying and selling is known as conveyancing.
Your solicitor will examine the draft contract and supporting documents and raise enquiries with the sellers solicitor.
Once you have exchanged contracts you will be in a legally binding contract to buy the contact with a fixed date for completion.
Completion will take place once the sellers solicitor has confirmed that they have received all of the money that is due. Once this is confirmed the seller will normally drop the keys into the estate agent ready for your collection.
FOUND A PROPERTY
THINK OF CRITERIA
THE STAFF IN THE GILLINGHAM BRANCH ARE
VERY HELPFUL AND FRIENDLY, I'D NEVER GO
ANYWHERE ELSE. MOVING CAN BE A VERY STRESSFUL TIME BUT I'VE FOUND THEY DO ALL THEY CAN FOR THEIR CUSTOMERS.
MR & MRS FORD, GILLINGHAM